1. Purpose of the site
The website at netoventures.com (the "site") publishes
the personal research, letters, and opinions of Miguel Neto under
the name Neto Ventures. Neto Ventures does not offer portfolio
management, investment advice, or any other service, and does not
accept clients. The site exists to publish writing and to let
readers subscribe to new letters by email.
2. Not investment advice
Neither Neto Ventures nor Miguel Neto is licensed or registered with any financial regulator to manage money or give investment advice. Nothing on the site is an offer, solicitation, recommendation, or advice to buy, sell, or hold any security or financial product, to engage any service, or to enter into any contractual relationship. Visiting the site, subscribing to letters, or writing to Neto Ventures does not create a client, advisory, fiduciary, or similar relationship.
3. Opinions and general information
Content on the site reflects personal opinion at the time of writing. It may be incomplete or wrong, and views may change without notice. Any discussion of markets, strategies, securities, or portfolios is general information and does not take into account the objectives, financial situation, or needs of any reader. Investing involves risk, including possible loss of capital. Past performance, where mentioned, does not indicate future results. The author may hold positions in securities discussed.
4. No reliance
Do not make any financial, tax, legal, or other decision in reliance on anything published on the site. Consult appropriately licensed professionals before acting on any information.
5. Intellectual property
All content — text, marks, design, and code — is © Neto Ventures unless otherwise noted. You may quote short excerpts for editorial or informational purposes with attribution. Systematic scraping, republication, or use to train commercial models is not permitted without prior written consent.
6. Accuracy and updates
Reasonable care is taken with the content, but no warranties, express or implied, are made regarding its completeness, accuracy, timeliness, or suitability. Material on the site may be updated, corrected, or removed at any time without notice.
7. Third-party links and providers
The site may link to third-party resources and relies on third-party infrastructure, for example to host the site, count page views, and operate the email sign-up. Neto Ventures does not control and is not responsible for third-party content or services.
8. Limitation of liability
To the fullest extent permitted by applicable law, Neto Ventures and Miguel Neto will not be liable for any direct, indirect, incidental, consequential, or punitive loss or damage arising from the use of, or inability to use, the site or its content.
9. Governing law
These terms are governed by applicable law. Nothing in them limits any rights you have under mandatory consumer-protection rules where you live.
10. Changes
These terms may be updated from time to time. The effective date above indicates the most recent revision. Continued use of the site after an update constitutes acceptance of the revised terms.
11. Contact
Questions about these terms can be directed to miguel@netoventures.com.